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BMW Lease and Auto Loan Center in Newport Beach, CA

Car loan in Newport Beach, CA - Auto Loans & Financing for Orange County at Sterling BMW


We work with you and multiple lenders to help get the best possible financing for our customers. With Sterling BMW you'll get a fun-to-drive new BMW, or used car, along with a car loan with a competitively low rate. Thanks to our financial experts, your BMW will fit your budget. Go ahead and browse our online inventory of new 2013 BMW models and used cars. When you find the car, truck, or SUV that you would like to purchase, contact the financial experts here at Sterling BMW, or start your application below!

To help make the process of acquiring a loan as simple and painless as possible, we've created a page for Financing Frequently Asked Questions. There you'll find information on leases versus loans, monthly payments and more.We also have a Payment Calculator tool that you can used to find vehicles in your range and give you estimated monthly loan payments.

Sterling BMW also has periodic Financing Specials to provide even more discounts and savings on car loans, check it frequently for updates. Finally, when you're ready to apply you can complete our Finance Application online, it's safe and completely secure. A financial representative will receive your application, review it and contact you. You can also call us at 800-695-0878, or stop by the dealership at 3000 West Coast Highway, Newport Beach, CA. We look forward to helping you get a car loan in Orange County.



Candice Kaiden
Finance Manager



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Mike Lumia
Finance Manager



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Tami Morelli
Finance Manager
 

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Contact Information

Sterling BMW
sales New Sales:
(866) 956-0411
service Service:
800.303.7692
p/o sales P/O Sales:
800.515.8608
parts Parts:
800.686.9044

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.